UNL Dental
Shield 2.0
UNL Dental Shield 2.0 covers 80% of actual charges for covered dental procedures - at any dentist.
↓ ↓ ↓ Please watch the following video. ↓ ↓ ↓
Ask about waiver of waiting periods if you have qualified dental coverage.
Good Oral Health May Help Protect
Against Various Diseases
Studies show that people who have poor oral health (such as gum disease or tooth loss) have higher rates of cardiovascular problems, such as heart attack or stroke, than people with good oral health.
- Email: info@marcmalin.com
- Toll-Free: 800-454-1021
- Phone: 480-596-6536
UNL Dental Shield 2.0
UNDERWRITTEN BY:United National Life Insurance Company of America (UNL)
Covers 80% of actual charges for covered dental procedures - at any dentist.
Uninsured Americans are:
- Twice as unhappy about their teeth as those who are insured*
Uninsured Adults are:
- 2x as likely to have one to three untreated cavities
- Three times as likely to have four or more untreated cavities as adults with private insurance
* https://www.valuepenguin.com/dental-survey
** https://www.cdc.gov/oralhealth/oral_health_disparities
HOW IT WORKS
THE BASICS:
UNL will pay 80% of ACTUAL CHARGES for covered expenses up to the calendar year maximum benefit after a once annual $100 deductible is met.
BENEFIT OPTIONS:
• $1,000 Benefit Plan
• $3,000 Benefit Plan
• $5,000 Benefit Plan
NO NETWORKS:
UNL will pay 80% of ACTUAL CHARGES for covered expenses up to the calendar year maximum benefit after a once annual $100 deductible is met.
WAITING PERIODS:
• No waiting period for preventative care.
• No inside limits for any services.
(Covered benefits can be used as many times as needed
up to the benefit amount.)
NOTE: UNL may waive waiting periods if policyholder has 12 months of previous comprehensive coverage.
*$4,000 and $5,000 Benefit Plans not available in all states.
**If replacement or repair of existing bridges or dentures is needed as the result of injury, the 12 month waiting period is waived.
